Frequently Asked Questions
How much can I borrow from an auto title loan?
Our smallest loan is $2500 and is based on the vehicles value. Most
people know Kelly Blue Book. We use a web site just like it. We
calculate the vehicles value and then figure out how much we can
loan you. The more you tell us about the vehicle, the greater the
amount of the loan.
Can I drive my car during the term of the auto title loan?
We will not be holding onto your car, only the title.
Do you care how I spend the money?
No. We won't even ask.
Does my car need to be paid off?
No. If you have a few payments left on your car, we will cut a check
to the lien holder to free up the title.
Do I need to have good credit to get a car title loan?
No. We know that people have credit issues lately and this is one of
the reasons why they are getting a car title loan.
Do I have to go to the DMV to get my title changed?
No, we do all the DMV work for you!
Do I have to have a job?
No, but you have to show that you bring in at least $1500
What if I am on disability or retirement?
Yes that is perfectly okay. We are more concerned that you meet the
$1500 amount per month income no matter where it comes from.
What is a title loan?
A title loan is a way to get a loan against your car's value. You
use your automobile title as security against a loan. This makes it
less a risk then a lender wants to give you large amounts of money.
How long does it take before I get my money?
From the time you are approved to the time you have cash in hand
about 2 hours.
How old do I have to be to get a title loan?
At least 18 years old.
Does the vehicle title need to be in my name?
The loan will be given to the person who's name is on the title. If
your name is not on the title, then please go to the DMV and have it
changed.
Can I drive my car during the term of the title loan?
Absolutely! We do not take the car. We take the title. You never
have the vehicle outside of your control.
When do I get my title back?
We will give you a release of the loan the second it is paid off but
if you apply at the DMV to get it removed, expect a 2-3 week delay.
Is my personal information safe with you?
100%. We are not a 3rd party source. When you deal with us, you are
not dealing with someone who is SELLING your information to a lender
or multiple lenders. It's between us and you and that's it.
Why use a title lender?
Because emergencies come up. You have have bald tires on your car.
Maybe you have rent due. How about that vacation you have not taken
in years? You use a title lender because it's a hassle free way to
get a fast cash with no-one giving making you feel like you are a
second class citizen. You are respected at our company. We would not
exist without you!!!
What if I am late on a payment?
We will do what we can to work with you but at some point if you do
not pay on your car title loan we will have to ask for the security
you promised to get the loan. This is the LAST resort because we
know when this happens you will not use us going forward. This is
expensive to us, ruins relationships and no one wins. It is our LAST
resort. Working with you always is the best option.
Do you report to the credit bureau?
This is a side and very pleasant benefit of using our company. We do
report. We report all the good news and we help re-establish your
credit. What an easy way to improve your credit score.
What if I am late on my mortgage?
We understand and that is okay. We just need to prove where you
live, not that where you are living is paid up. Maybe that is why
you are getting the car title loan. Whatever the reason, do not
concern yourself if you are current on your mortgage or not.
APPLY NOW!
or CALL US: 888-700-7505
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